A personal loan is an unsecured form of lending that lets you borrow a specific amount of money over a set period of time at a fixed APR and monthly repayment cost. Essentially, it allows you to get the item you need upfront and pay for it afterwards, rather than saving and getting it at the end.

Because repayments are the same each month, a personal loan is a great way of funding a whole range of purchases. Some of the most common things our customers take loans for include buying a new car, home improvements, weddings, holidays, buying a motorhome, caravan or campervan, as well as simply tidying up their finances.